Credit mix (10 %)
There’s two kinds of credit on your own report — installments like automotive loans, mortgages or student education loans which can be capped at a collection quantity each and «revolving» credit such as credit cards month. In the latter, the quantity you borrowed from every month varies according to the total amount you charge and exactly how quickly you repay it. Even though there isn’t any mix that is perfect loan providers want to see knowledge about both forms of credit.
New credit (10 %)
This section of your rating is dependent on how frequently you’ve requested loans or credit, that might be viewed as an indicator you are down on your own luck. Читать далее